Effective Date: January 1, 2025

Last Updated: June 1, 2025

Information We Collect

When you use Business Calculator services, we may collect:

  • Contact information (name, email, phone number)
  • Payment information (processed securely through Razorpay)
  • Template download and usage information
  • Communication records for customer support
  • Website usage analytics and preferences

How We Use Your Information

We use collected information to:

  • Process template purchases and deliver downloads
  • Provide customer support and technical assistance
  • Send purchase confirmations and receipts
  • Improve our calculator templates and services
  • Comply with legal and regulatory requirements

Payment Information Security

Payment processing is handled exclusively by Razorpay, a certified payment gateway. We do not store or have access to your credit card, debit card, or banking information. All payment data is encrypted and processed according to PCI DSS standards.

Information Sharing

We do not sell, trade, or share your personal information with third parties except:

  • With Razorpay for payment processing
  • When required by law or legal process
  • To protect our rights, property, or safety
  • With your explicit consent

Data Retention

We retain your information for as long as necessary to:

  • Provide ongoing customer support
  • Comply with legal obligations
  • Resolve disputes and enforce agreements
  • Improve our services

You may request deletion of your personal data by contacting our support team.

Cookies and Analytics

Our website may use cookies to:

  • Remember your preferences and settings
  • Analyze website traffic and usage patterns
  • Improve user experience and functionality
  • Prevent fraud and enhance security

You can disable cookies in your browser settings, though this may affect website functionality.

Data Security

We implement appropriate security measures to protect your information:

  • SSL encryption for data transmission
  • Secure servers and databases
  • Regular security audits and updates
  • Limited access to personal information
  • Employee training on data protection

Your Rights

You have the right to:

  • Access your personal information
  • Correct inaccurate or incomplete data
  • Request deletion of your information
  • Opt-out of marketing communications
  • File complaints with data protection authorities

Children's Privacy

Our services are not intended for children under 18. We do not knowingly collect personal information from minors. If you believe we have collected information from a child, please contact us immediately.

International Data Transfers

Your information may be processed and stored in India. By using our services, you consent to the transfer of information to India and other countries where we operate.

Changes to Privacy Policy

We may update this privacy policy periodically. Changes will be posted on this page with an updated effective date. We encourage you to review this policy regularly.

Contact Us

For privacy-related questions or concerns, contact us:

  • Email: contact@businesscalculator.online
  • Phone: +91 7503789008
  • Business Hours: Monday - Friday, 9:00 AM - 6:00 PM IST