Terms of Service

Effective Date: January 1, 2025

Last Updated: June 1, 2025

Acceptance of Terms

By purchasing and using Business Calculator templates, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

Service Description

Business Calculator provides professional financial calculator templates for Indian businesses, including:

• EMI, GST, and loan calculator templates
• Investment and savings calculator tools
• Business planning and financial analysis templates
• Razorpay payment integration templates
• Complete website template packages

Purchase Terms

All purchases are processed through Razorpay with the following terms:

• Payments are processed in Indian Rupees (INR)
• All template sales are final unless eligible for refund under our 7-day policy
• Download links are provided immediately after successful payment
• Template files are delivered as described in package descriptions

License and Usage Rights

Upon purchase, you receive the following rights:

• Right to use templates for commercial purposes
• Right to modify and customize templates for your business
• Right to use on unlimited projects and websites
• Right to rebrand with your company information

You may NOT:

• Resell or redistribute the original template files
• Share download links with others
• Claim ownership of the original template designs
• Use templates for illegal or unethical purposes

Refund Policy

We offer a 7-day money-back guarantee on all template purchases. Refunds are processed according to our refund policy. To request a refund, contact our support team with your payment ID and reason for refund.

Technical Support

We provide technical support for:

• Template installation guidance
• Basic customization assistance
• Download and access issues
• Template functionality questions

Support is provided via email and phone during business hours.

Limitation of Liability

Business Calculator templates are provided "as is" without warranty. We are not liable for any business losses, data loss, or consequential damages arising from template usage. Our liability is limited to the purchase price of the templates.

Privacy and Data

We respect your privacy and handle personal information according to our Privacy Policy. Payment processing is handled securely through Razorpay. We do not store payment card information.

Changes to Terms

We reserve the right to modify these terms at any time. Changes will be posted on this page with an updated effective date. Continued use of our services constitutes acceptance of modified terms.

Governing Law

These terms are governed by Indian law. Any disputes will be resolved in Indian courts with jurisdiction in the state where our business is registered.

Contact Information

For questions about these terms, contact us:

• Email: contact@businesscalculator.online
• Phone: +91 7503789008
• Business Hours: Monday - Friday, 9:00 AM - 6:00 PM IST